Learn Real Estate. Analyze Real Deals. Build Smarter.
PropertyU teaches real estate investing in simple language and gives you tools to practice analyzing rental properties before putting real money at risk.
Free to get started.
Educational tools and estimates only. PropertyU is not an investment adviser, lender, broker, attorney, accountant, or appraiser.
Maple Street Duplex
Fictional example · 2 units
Purchase price
$350,000
Monthly rent
$3,600
Net operating income
$27,540 / yr
Monthly cash flow
$478.93 / mo
Cap rate
7.87%
Cash-on-cash return
8.21%
Illustrative shape only — not a calculated projection. Cash-on-cash is a simplified estimate based on the down payment only.
A complete beginner path to real estate analysis
Every part of PropertyU is built around understanding the numbers, not memorizing jargon.
Learn the fundamentals
Understand income, expenses, financing, property types, market research, and investment risk.
Analyze properties
Enter property and loan assumptions to calculate important investment metrics.
Practice with sample deals
Review fictional real estate case studies and understand why each deal may or may not work.
Track your progress
Complete lessons, take quizzes, save deals, and build your knowledge over time.
Your learning roadmap
Six steps from complete beginner to analyzing a rental property with confidence.
Run a deal right now
A fictional duplex, calculated live with the same formulas used in the full Deal Lab.
Try a duplex analysis
Fictional educational exampleChange any assumption and the metrics update instantly.
Live results
- Loan amount
- $280,000
- Monthly principal & interest
- $1,816.07 / mo
- Annual debt service
- $21,792.90 / yr
- Gross potential income
- $43,200 / yr
- Vacancy loss
- $2,160 / yr
- Effective gross income
- $41,040 / yr
- Annual operating expenses
- $13,500 / yr
- Net operating income
- $27,540 / yr
- Monthly cash flow
- $478.93 / mo
- Annual cash flow
- $5,747.10 / yr
- Cap rate
- 7.87%
- Cash-on-cash return (simplified)
- 8.21%
- DSCR
- 1.26
Cash-on-cash return is a simplified estimate based on the down payment only — closing costs, renovation costs, and reserves are treated as $0 here. Educational estimates based only on the assumptions entered. Not investment advice.
Featured lessons
Start with the concepts every investor uses daily.
Featured deal examples
Fictional case studies you can open, adjust, and stress test.
Beginner duplex house hack
Mid-Atlantic metro
- Purchase price
- $350,000
- Cap rate
- 7.89%
- Cash-on-cash
- 8.29%
- DSCR
- 1.29
Small four-unit rental
Southeast metro
- Purchase price
- $615,000
- Cap rate
- 7.10%
- Cash-on-cash
- 6.40%
- DSCR
- 1.21
Value-add apartment property
Midwest metro
- Purchase price
- $1,250,000
- Cap rate
- 6.20%
- Cash-on-cash
- 4.80%
- DSCR
- 1.14
How we keep things honest
- Transparent formulas
- Clearly labeled assumptions
- Educational examples
- Source and review dates
- No guaranteed-return language